Health Economics Essay Example | Topics and Well Written Essays - 2000 words

Health Economics - Essay Example Economic theory triggers arguments put forward for both sides of the discussion. Neo-classical economists state that the utilization of health services surpasses communally beneficial standards when health care expenses are entirely covered by insurance. Insurance decreases the marginal expenditure of individuals who are utilizing health services because it efficiently lowers the cost of these services to zero. Accordingly, insured individuals will take advantage of as much health care as they would if the health care were free of charge (Thompson and Mossialos n.d., 227). Many studies reveal that when confronted with higher expenses, individuals will procure less care. Preferably, higher co-payments would damp only the use of low-worth care (Chernew and Fendrick n.d., 17). The probable risks of higher cost sharing are most sensitive for seniors and disabled persons.   Since these people use the majority of health services and medicines, their out-of-pocket expenses for co-payments would be maximum and they are the ones most probable to evade or delay required health care owing to cost problems (Ku 2003).   When individuals have to disburse fees or co-payments for health care, the quantity can be so high concerning earnings that it results in â€Å"economic catastrophe† for the person or the household. Such high spending health care facilities signify that individuals have to reduce their necessities, for instance, food and clothing, or are incapable of paying for their childrens schooling. Every year, around 44 million families, or above 150 million people, all through the world face appalling expenditure, and roughly 25 million families or over 100 million individuals are pressed into poverty by the requirement to disburse for services. Moreover, the effect of these out-of-pocket payments for health care goes away from catastrophic

Implementing Organizational Change Essay Example | Topics and Well Written Essays - 250 words - 1

Implementing Organizational Change - Essay Example The third stage is process reengineering. In this stage it is assumed that incremental changes have a minimal impact, important improvements may be attained by disregarding how the process is undertaken during the present and starting on a clean slate. The final stage is the corporate transformation that is more drastic and involves changes that affect the organization in general. It may include acquisitions and mergers. One of my peers posted an article on Tichy’s three types of change. The article stated that any change within an organization was caused by changes in the technical, political and cultural aspects. This article was properly researched however failed to take into account the stages of change within an entity (Lune, 2006). The other article was on Balogun and Hope-Hailey’s Change Model. This model states that there are four types of change within organizations that take four strategies into account. Two classifications are based on the end result and include realignment and transformation. The other two classes are based on nature of change and include big bang and incremental